Consolidated balance sheet

Assets

Cash and balances at central banks

106,894

97,630

Items in the course of collection from other banks

1,812

1,384

Trading portfolio assets

15

152,183

168,867

Financial assets designated at fair value

16

36,949

41,485

Derivative financial instruments

17

538,964

420,319

Available for sale financial investments

18

68,491

65,110

Loans and advances to banks

21

47,446

37,799

Loans and advances to customers

21

431,934

427,942

Reverse repurchase agreements and other similar secured lending

24

153,665

205,772

Prepayments, accrued income and other assets

4,563

5,143

Investments in associates and joint ventures

42

427

518

Property, plant and equipment

25

7,166

6,140

Goodwill and intangible assets

26

7,846

8,697

Current tax assets

11

374

196

Deferred tax assets

11

3,010

2,517

Retirement benefit assets

39

1,803

126

Total assets

1,563,527

1,489,645

Liabilities

Deposits from banks

91,116

77,975

Items in the course of collection due to other banks

969

1,321

Customer accounts

366,032

345,788

Repurchase agreements and other similar secured borrowing

24

207,292

225,534

Trading portfolio liabilities

15

45,887

72,693

Financial liabilities designated at fair value

19

87,997

97,729

Derivative financial instruments

17

527,910

405,516

Debt securities in issue

129,736

156,623

Subordinated liabilities

33

24,870

28,499

Accruals, deferred income and other liabilities

28

12,580

13,233

Provisions

29

1,529

947

Current tax liabilities

11

1,397

646

Deferred tax liabilities

11

695

514

Retirement benefit liabilities

39

321

365

Total liabilities

1,498,331

1,427,383

Shareholders’ equity

Shareholders’ equity excluding non-controlling interests

55,589

50,858

Non-controlling interests

36

9,607

11,404

Total shareholders’ equity

65,196

62,262

Total liabilities and shareholders’ equity

1,563,527

1,489,645